As a payment method, an American Express credit card is highly suitable for use on betting sites. AmEx cards feature industry-grade security against hackers and data breaches alike. The card also comes with a mobile app and 24/7 customer service. Furthermore, you can avail plenty of rewards and bonuses on sportsbooks using an AmEx card. To top it all, the card has no annual fees either. It should, therefore, be no surprise that American Express betting sites in North Dakota are growing in popularity among bettors.

In this guide, you’ll get to learn about making deposits and withdrawals with your AmEx card, as well as the benefits and drawbacks of using the payment method. You’ll also uncover alternatives to the credit card provider. Keep reading to learn more about AmEx betting sites in North Dakota.

About American Express

The American-based card payment service is headquartered in Lower Manhattan in New York City. The company was launched back in 1850, but it was not until 2016 that its credit cards became really popular. By the late 2010s, AmEx cards accounted for nearly a quarter of all credit card payments in the US by dollar volume. Indeed, the company has been featured on numerous occasions as one of the most valuable brands in the financial sector.

There are a couple of ways to use an AmEx card on a betting site in North Dakota. The first way is to use the credit card directly for making a deposit, provided the sportsbook supports it. Another option is to load a supported online wallet first using your credit card, and then use the wallet account to top up your sportsbook balance. The latter usually involves using a third-party e-wallet, such as Skrill or PayPal. But note that PayPal does not allow you to use your credit card-based funds for online gambling directly.

You can also download the American Express mobile app if you want to use the payment service on the go. The app is available for both iOS and Android users. Simply install the app upon initially receiving your credit card and use it for account monitoring and related purposes. Moreover, the app also features reward points, and AmEx offers a secure fingerprint-based login.

How to make a deposit on an Amex sportsbook in ND

Making a deposit with an AmEx card on a betting site is an easy process. First, locate a supported sportsbook and create your account. Then, select AmEx as your deposit method and confirm the payment details.

  1. Choose a North Dakota sportsbook that accepts American Express. On this page, there is a carefully vetted list of ND sportsbooks that offer support for American Express. Pick one that you like and proceed to registration with your details.
  2. Set up an account and select AMEX as the payment method. Create your sportsbook account using your personal details, such as name, email address, and phone number. Then visit the banking/cashier section of your sportsbook account and choose AmEx as your deposit method.
  3. Enter the card number, expiration date, and CVV of your card. Input your card details as well as the amount of your deposit. Follow the on-screen instructions, including any verification prompts.
  4. Start playing. Once your deposit has been confirmed, you’ll be all set to make your first bet. But don’t forget to verify your wagering account and claim/activate your bonus.

Is it possible to withdraw money from an ND sportsbook to my American Express?

No, it is not possible to withdraw money from an ND online gambling site to your American Express. As the AmEx card is a credit card, you need to find alternative withdrawal methods. You can choose from debit cards, bank transfers, or even online wallets. Furthermore, you can link a withdrawal method to either your sportsbook account or your American Express account. If you use the likes of PayPal or Play+, you may also be able to make indirect deposits using your AmEx card on unsupported sportsbooks.

The benefits of using AMEX at North Dakota betting sites

There are many benefits to using AmEx at North Dakota betting sites. Among them are speed, security, and reward points. You can explore each one of these benefits below.

  • Transactions are fast. Speed is rarely an issue with using an AmEx card for making deposits. The processing time is completed in seconds, and your funds become available instantly to make bets. In the event your deposit takes more than a few hours to show up in your sportsbook balance, simply contact support to sort the issue out.
  • Safe payment method. AmEx cards feature smart authentication and industry-standard encryption for processing your payments. Additionally, you can easily track everything and resolve any disputes, thanks to the user-friendly mobile app and round-the-clock customer support.
  • You earn points when making transactions with Amex. The reward points can be redeemed for discounts on flights, hotels, and more. You are also eligible for betting promotions with your AmEx card. Many leading sportsbooks offer match deposit bonuses for making a deposit using an AmEx credit card.

The disadvantages of using American Express at North Dakota sports betting sites

As attractive as the AmEx card may seem for use on betting sites, it has some drawbacks. It is not as widely accepted as other credit cards, and you may also incur fees. You can read more about the downsides below.

  • Not accepted at all ND betting sites. AmEx is yet to see widespread acceptance on betting sites in North Dakota. What’s more, there are different types of AmEx cards, such as the standard credit card and the gold AmEx card. Each card has its own range of uses, and your sportsbook may not always offer support for the AmEx card that you use.
  • The fees. While there are no annual charges for using the standard AmEx card, the same is not true of the gold AmEx card or other AmEx credit cards. Furthermore, there are standard deposit fees and conversion charges. Also, just like with other credit cards, you will be subject to late payment charges and statement fees. There may even be charges for AmEx rewards and benefits.
  • You can’t make withdrawals to Amex. Indeed, most US-based bookmakers do not offer AmEx-based withdrawals because of the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) compliance requirements as well as the risk of credit exposure. So, if you plan to use an AmEx card on your favorite sportsbook, you will also need to link an alternative card, wallet, or account for making withdrawals.

American Express alternatives on North Dakota betting sites

As a payment method on betting sites, American Express is not your only option. You can choose Mastercard, Visa, Discover, or even a Play+ prepaid card. Below, you can explore the alternatives briefly.

  • Mastercard: It is the second largest payment processor in the world, with top-notch security protocols and anti-money laundering policies. The Mastercard uses a holding account to process its transactions, using unique usernames and passwords.
  • VISA: This is the leading payment network in the world with best-in-class security features as well as reasonable transaction charges. Deposits are instantaneous, with transaction ceilings to protect you from payments over unidentified sources.
  • Play+: This is essentially a prepaid card that you can use to fund your online sportsbook account. You can perform free and seamless uploads and downloads of funds on your sportsbook balance using your Play+ account. Play+ also securely ensures your money at a partner bank.
  • Discover card: It is the perfect blend of safety and convenience features for the choice of payment method on betting sites. You are also eligible for cashback rewards and welcome bonuses for making deposits with your Discover card.


Can I use American Express on ND betting sites?

Yes, you can use American Express on ND betting sites. In fact, you can find a vetted list of Amex-supported sportsbooks right here on this page. You can also find the AmEx payment method manually at the bottom of betting sites or in their terms and conditions. With that said, read about the associated fees and bonus restrictions before you make a deposit with your Amex card.

Can American Express be used at all North Dakota sportsbooks?

No, American Express cannot be used at all North Dakota sportsbooks. Generally speaking, American Express is a globally accepted credit card brand offering payment support worldwide on all kinds of merchant websites, including US-based online sportsbooks. However, you'll still not be able to use your credit card for making withdrawals even if a sportsbook supports American Express.

How old do I need to be to bet on ND sportsbooks?

You need to be at least 21 years old to bet on ND sportsbooks. The legal gambling age in North Dakota differs according to the type of gambling in question. For lotteries or bingo, the legal age is just 18. But in order to partake in casino games or bet on racing events, players must be at least 21 years old. Sports betting first became legal in North Dakota in December 2021.